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AccountsHCFCU offers many types of accounts for your needs. Sign up for one today!

Loans & CreditFind answers to all your questions about loans and credit programs here.

Visa Cards

930-7700 or 800-514-2328
During business hours.

After business hours.

930-7700 or 800-514-2328
During business hours.

After business hours.

Earn points while you spend. Redeem your points for travel, house goods, and even gift cards!


Register for PREWARDS today and start saving instantly when you use your HCFCU Credit Card at participating merchants!

Three VISA® cards custom designed for our members!

Our locally managed VISA Credit Cards offer low rates, local artwork, and great benefits! Accepted everywhere VISA is, you will never have to worry. With no annual fee, no cash advance fee and our low rates it's an easy choice!

Low Rates

Our low rates make our VISA cards some of the best around with rates as low as 7.90% APR*.


Account Access

Get a sneak peek at your transactions by logging in to eBranch. Current transaction history and previous statements show up for your convenience!

Convenient Payments

Making payments on your Hawaii Community Federal Credit Union VISA Credit Card is easy! You can transfer funds from your account using eBranch or calling our 24-hour Call Center. You can also visit any of our five convenient branch locations or send your payment in via mail.

Rewards! & Prewards

Every card holder can take advantage of our great Rewards! program. With Rewards! you earn 1 point for every $1 spent on a signature based transaction. You can redeem your points for rewards including travel, gift cards, merchandise, green products, charitable donations, discount memberships and even cash back!

Register your card for our Prewards program and receive instant savings and discounts at selected merchants!

Verified by VISA

A new way to add safety when you buy online. Protect your existing VISA card by creating a personal password as unique as you are. Verified by VISA helps ensure that only you can use your VISA card to buy online. Register today!

Current Rates or Apply online

* APR - Annual Percentage Rate - for Purchases, Cash Advances, and Balance Transfers.

You must be a member of Hawaii Community Federal Credit Union to be eligible for a VISA card. You must be a member in good standing who maintains a minimum balance of $50 in your savings account. Subject to credit approval.