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AccountsHCFCU offers many types of accounts for your needs. Sign up for one today!

CheckingEnjoy the convenience of our HCFCU checking option.

Premium Saver

The Premium Saver Checking is for those who keep high balances in their checking. You must keep an average daily balance (ADB) of $50,000 to avoid the monthly Service Charge.*

When you have a Check Advantage Account, you have access to:

  • FREE eBranch
  • FREE eBranch Bill Pay 1
  • FREE eBranch Check Imaging
  • CALL24 Telephone Teller
  • Overdraft Protection & Courtesy Pay 2
  • InstaCheck Debit Card
  • Access to over 25,000 ATMs Nationwide 3



Current Rates



Please visit any branch to open 4 your Money Manager Checking account today!

* Please see current Fee Schedule for Service Charge.

1 eBranch Bill Pay is a FREE service for our members. Use of this service may cause NSF and overdrafts within your account which in turn will cause Service Charges. Please see current fee schedule for charge.

2 Certain terms and conditions apply. You must qualify for and opt-in for Courtesy Pay. Every use of Courtesy Pay will result in a Service Charge. Please see current fee schedule for charge.

3 Via the CO-OP Network.

4 Subject to approval. Certain restrictions apply.

5 Must establish membership prior to opening a Check Advantage Account. The minimum deposit to establish your membership is $50 that goes into your Savings Account. Approval for account given through TeleCheck.

Approval for account given through TeleCheck.