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AccountsHCFCU offers many types of accounts for your needs. Sign up for one today!

CheckingEnjoy the convenience of our HCFCU checking option.

Check Advantage

Take advantage of our Check Advantage Program. With no minimum balance requirements, no monthly service fees and no direct deposit requirements, it’s just right for you!

When you have a Check Advantage Account, you have access to:

  • FREE eBranch
  • FREE eBranch Bill Pay 1
  • FREE eBranch Check Imaging
  • CALL24 Telephone Teller
  • Overdraft Protection & Courtesy Pay 2
  • InstaCheck Debit Card
  • Access to over 25,000 ATMs Nationwide 3
  • Please visit any branch to open 4 your Check Advantage account today!

1 eBranch Bill Pay is a FREE service for our members. Use of this service may cause NSF and overdrafts within your account which in turn will cause Service Charges. Please see current fee schedule for charge.

2 Certain terms and conditions apply. You must qualify for and opt-in for Courtesy Pay. Every use of Courtesy Pay will result in a Service Charge. Please see current fee schedule for charge.

3 Via the CO-OP Network.

4 Must establish membership prior to opening a Check Advantage Account. The minimum deposit to establish your membership is $50 that goes into your Savings Account. Approval for account given through TeleCheck.

This is a non-interest account.