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About UsWe have a long, rich history here in the islands. Find out why you should join our HCFCU ohana.

HCFCU OverviewOur history and business style reflect our focus: Ownership Counts.

HCFCU History

Our Kona Coffee Heritage

Our humble, one-room Credit Union was started by the efforts of 10 struggling coffee farmers during the midst of one of the nation’s worst economic periods – The Great Depression.  They were refused loans and services from the few banks that existed in those days.  They knew if they could not get the cooperation they needed from banks, they had to start their own financial institution.    So in 1936, these 10 struggling coffee farmers got together and signed a charter for a new credit union, the Kona Farmers Federal Credit Union.
In 1939 the credit union expanded its membership base to include the local community as well as farmers and was renamed Kona Community Federal Credit Union.  HCFCU’s field of membership increased substantially when Kohala Federal Credit Union merged with us in 1981.  So to better represent the geographic scope of our growing membership we changed our name to Hawaii Community Federal Credit Union in 1991.  In 2000, our field of membership opened up to the entire Island of Hawaii as Paauhau Federal Credit Union merged with us. 
Through the years the charter changed, the name evolved, credit unions merged with us and our membership grew.  But we never forgot our fundamental philosophy – a group of people joining together to help each other succeed.  We are the same institution chartered by 10 men who had what it took to become proactive in their own financial future and the future of their community.
We are proud to be the only Credit Union in the nation that was founded by farmers cultivating a unique crop grown nowhere else in the United States – Kona coffee.  Indeed, you may call it a Kona Coffee bean.  We will always call it our roots.